
The BMW Certified Program is designed to take all the guesswork out of buying a pre-owned BMW - which means only the best of the best get approved by us.
5.59% APR up to 60 months.
On all 2020-2023 BMW Certified Models
Excludes 2022-2024 EVs
From 5.59% APR up to 60 months at $19.14 per month per $1,000 financed applies to All BMW Certified Pre-Owned models. No down payment is required. Offer valid through 09/30/25. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate. Other rates and terms available. All offers subject to vehicle availability.
No Payments for 3 months.
On all 2020-2023 BMW Certified Models
$1,000 College Grad Offer.
$1,000 towards the lease or finance of any BMW Certified Pre-Owned 2020-2023 model
$500 BMW Certified Loyalty Credit.
BMW Certified Loyalty Credit is available for current or former customers who owned or leased a previous BMW New, BMW Certified, or BMW Pre-Owned vehicle from 9/3/20 – 9/30/25 and finance a MY2020—MY2023 BMW Certified vehicle with BMW Financial Services NA, LLC by 09/30/25.
Customer does not need to trade in current vehicle to qualify for $500 credit. The BMW Certified Loyalty Credit is also extended to one additional individual residing in the same household as the qualifying customer. Proof of residency must be provided in order to receive the household loyalty offer. The BMW Certified Loyalty Credit is non-transferable to anyone outside the household of the qualifying customer. All offers are subject to credit approval.
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$500 BMW Certified Military Credit.

Keeping you on the road is our mission. Enjoy outstanding travel protection 24 hours a day, 365 days a year. We're here to support you wherever you go, with services that include: battery jump starts, tire changes, lock-out assistance, fuel delivery, and more.

Available on many late-model vehicles, the BMW AssistTM Safety Plan offers emergency service assistance, collision detection notification and TeleService with the push of a button. BMW Assist eCall connects you with a response specialist whenever help is needed.

Add extra time, mileage, or coverage to your BMW Certified Protection Plan with Extended Vehicle Protection from BMW Financial Services. We ensure that all repairs are performed at an authorized BMW repair facility, using only original BMW parts.

Convenient maintenance means uninterrupted mobility. Any time you service your vehicle with a BMW dealership, you will receive complimentary service loaners or alternative transportation for the duration of your protection plan.
Enjoy the confidence that comes with owning a BMW Certified vehicle.
Our program benefits ensure you'll get the full experience of the Ultimate Driving Machine®.
 Extended vehicle protection available from BMW Financial Services | |
 1 Year/Unlimited Miles Limited Warranty backed by BMW of North America | |
 Inspected and Reconditioned by BMW Trained Technicians | |
 All repairs completed with Genuine BMW parts | |
 Special financing offers from BMW Financial Services | |
 Vehicle History Report provided at no cost | |
 Three months of SiriusXM Satellite Radio* | |
 Covered by BMW Roadside Assistance up to six years |
Find the Right Deal on BMW Certified Specials in Seaside
There's nothing like having a BMW car or SUV to call yours, and we excel about connecting customers with the right luxury vehicle at BMW of Monterey. Our inventory includes many different options, including BMW Certified models that are pre-owned luxury cars with many benefits beyond the pricing. Value shines in all of these BMW certified pre-owned (CPO) cars near Salinas, and customers also can take advantage of our CPO special offers. This page highlights those deals and more about the BMW CPO program.
Types of Certified Pre-Owned Finance Offers at BMW of Monterey
Our BMW Certified finance offers provide different ways to save, and they all give you more confidence in your decision. You can find special finance rates for CPO vehicles so that there's lower interest on your car loan. Car buyers won't have to make a payment for the first three months when buying one of our CPO luxury models, and there are credits for recent grads and other drivers. Our finance experts can tell you about current offers and whether you qualify for them.
Benefits of Buying a Certified Pre-Owned BMW near Santa Cruz
Certified pre-owned (CPO) vehicles are different from used cars because of the qualifications and inspection they must meet and pass before entering our CPO inventory. These models have fewer than 60,000 miles of use and have to pass vehicle history reports, not to mention a complete inspection from our trained technicians.
Models meeting those requirements enter this inventory, and you'll find terrific value with these luxury vehicles. There is also a BMW Certified Pre-Owned Warranty that has comprehensive coverage for the first year after your purchase. Other benefits include special financing rates, 24/7 roadside assistance, and a SiriusXM trial.
There are many reasons to buy a BMW Certified model near Watsonville, especially with the added value of these special offers. Our team can fill you in on more details of our current inventory and offers, so don't hesitate to contact us today.
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