BMW Certified Offers

The BMW Certified Program is designed to take all the guesswork out of buying a pre-owned BMW - which means only the best of the best get approved by us.


4.49% APR
Up to 36 months

On all 2018-2021 BMW Certified models

From 4.49% APR up to 36 months at $29.74 per month per $1,000 financed applies to all 2018–2021 BMW Certified Pre-Owned models. No down payment is required. Offer valid through 05/02/2023. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate. Other rates and terms available. All offers subject to vehicle availability.
No Payments
for 3 months

On all 2018-2021 BMW Certified models

Delayed first payment is not available in PA or ME. Interest will accrue during 90-day period to first payment and will be due prior to maturity of the contract. This offer is available on all model-year 2018-2021 CPO BMW models with 36-to-72-month retail contracts financed through BMW Financial Services NA, LLC, excluding Select contracts. To be eligible, qualified customers must have excellent credit history and meet BMW Financial Services’ credit requirements. Not all customers will qualify. Other rates and terms available. All offers subject to vehicle availability. Offer valid through 05/02/2023. 
$1,000 Grad Offer

$1,000 towards the lease or finance of any BMW Certified Pre-Owned 2018-2021 model

$1,000 towards the lease or finance of any BMW Certified Pre-Owned 2018-2021 model. Offer subject to credit approval through BMW Financial Services and verification of graduation and employment. Recent graduate means graduation from an accredited college or university with a doctorate, graduate, undergraduate, or associate degree earned within the previous 24 months, or is eligible to graduate within the next 6 months and has a verifiable offer of employment. To qualify, you must have a minimum of 6 months of credit on file and no previous derogatory credit on any credit lines. Finance and lease terms to qualifying customers are subject to approval by BMW Financial Services based on credit score, credit application, and other considerations. Offer valid through 05/02/2023. See your BMW Client Advisor.
Up to $500
BMW Certified Loyalty Credit

$500 BMW Certified Loyalty Credit
BMW Loyalty credit is available for current or former customers who have had a previous BMW New, BMW Certified, or Pre-Owned vehicle and are financing a MY18 – MY21 BMW Certified vehicle with BMW Financial Services NA, LLC. Former customers are defined as customers who have owned a BMW within the last 5 years. To qualify for the $500 credit, customers must have owned a BMW after April 1, 2018.
$1,000 Credit

On Model Years 2018 - 2021 BMW Certified 5 Series and BMW Certified 5 Series PHEV Models

Must take delivery by 05/02/2023. Up to $1000 off select model year 2018-2021 BMW Certified 5 Series and BMW Certified 5 Series PHEV Models, when financing through BMW Financial Services NA, LLC. Availability of finance credit is subject to dealer participation and to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. All offers subject to vehicle availability. Visit your authorized BMW 
Dealer for important details.



To be eligible for enrollment in the BMW Certified Program, a late-model vehicle must have more than 300 miles but less than 60,000 miles on the odometer. We review each vehicle's CARFAX™ or AutoCheck® report, and ensure that it has genuine BMW parts, plus an up-to-date maintenance history.



Before a pre-owned BMW can receive the distinction of being Certified, it has to go through a detailed 360° vehicle inspection, get reconditioned and approved by our trained technicians who know it best - because who's doing the certifying matters. We inspect every vehicle for safety, performance, and wear, down to the subtle details. If it can't be fixed to our standards, it can't be a Certified Pre-Owned BMW.



After your Certified Pre-Owned BMW meets extensive body and mechanical requirements, it goes through a comprehensive road test by BMW experts, using all-BMW diagnostic equipment, so it lives up to our reputation - and your expectations.



Every BMW Certified vehicle is backed by our BMW Certified Pre-Owned (CPO) Limited Warranty. This provides comprehensive coverage for one year with unlimited miles, after the expiration of the 4 year/50,000-mile BMW New Vehicle/SAV Limited Warranty.


Keeping you on the road is our mission. Enjoy outstanding travel protection 24 hours a day, 365 days a year. We're here to support you wherever you go, with services that include: battery jump starts, tire changes, lock-out assistance, fuel delivery, and more.


Available on many late-model vehicles, the BMW AssistTM Safety Plan offers emergency service assistance, collision detection notification and TeleService with the push of a button. BMW Assist eCall connects you with a response specialist whenever help is needed.



Add extra time, mileage, or coverage to your BMW Certified Protection Plan with Extended Vehicle Protection from BMW Financial Services. We ensure that all repairs are performed at an authorized BMW repair facility, using only original BMW parts.



Convenient maintenance means uninterrupted mobility. Any time you service your vehicle with a BMW dealership, you will receive complimentary service loaners or alternative transportation for the duration of your protection plan.

The BMW Certified Advantage

Enjoy the confidence that comes with owning a BMW Certified vehicle. Our program benefits ensure
you'll get the full experience of the Ultimate Driving Machine®.

 Extended vehicle protection available from BMW Financial Services

 1 Year/Unlimited Miles Limited Warranty backed by BMW of North America

 Inspected and Reconditioned by BMW Trained Technicians

 All repairs completed with Genuine BMW parts

Special financing offers from BMW Financial Services

 Vehicle History Report provided at no cost

Three months of SiriusXM Satellite Radio*

Covered by BMW Roadside Assistance up to six years

*On appropriately equipped vehicles.

Find the Right Deal on BMW Certified Specials in Seaside

There's nothing like having a BMW car or SUV to call yours, and we excel about connecting customers with the right luxury vehicle at BMW of Monterey. Our inventory includes many different options, including BMW Certified models that are pre-owned luxury cars with many benefits beyond the pricing. Value shines in all of these BMW certified pre-owned (CPO) cars near Salinas, and customers also can take advantage of our CPO special offers. This page highlights those deals and more about the BMW CPO program.

Types of Certified Pre-Owned Finance Offers at BMW of Monterey

Our BMW Certified finance offers provide different ways to save, and they all give you more confidence in your decision. You can find special finance rates for CPO vehicles so that there's lower interest on your car loan. Car buyers won't have to make a payment for the first three months when buying one of our CPO luxury models, and there are credits for recent grads and other drivers. Our finance experts can tell you about current offers and whether you qualify for them.

Benefits of Buying a Certified Pre-Owned BMW near Santa Cruz

Certified pre-owned (CPO) vehicles are different from used cars because of the qualifications and inspection they must meet and pass before entering our CPO inventory. These models have fewer than 60,000 miles of use and have to pass vehicle history reports, not to mention a complete inspection from our trained technicians.

Models meeting those requirements enter this inventory, and you'll find terrific value with these luxury vehicles. There is also a BMW Certified Pre-Owned Warranty that has comprehensive coverage for the first year after your purchase. Other benefits include special financing rates, 24/7 roadside assistance, and a SiriusXM trial.

There are many reasons to buy a BMW Certified model near Watsonville, especially with the added value of these special offers. Our team can fill you in on more details of our current inventory and offers, so don't hesitate to contact us today.


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