BMW FINANCE CENTER IN MONTEREY, CA

BMW of Monterey takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New BMW of Monterey Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

BMW of Monterey can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment, but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Easily Figure Out Car Loans or BMW Leases in Seaside with Our Help

Finding a BMW model that you love is easy with our selection, and our team can also help you secure the financing you need for the vehicle you want. We have auto finance experts who have been at this a long time, and they'll provide the honesty and friendliness you deserve as you navigate the auto financing process. Keep reading for more info on how our BMW finance center near Salinas can help you.

Our Finance Experts Have Your Best Interests in Mind

Our auto finance team has a lot of experience with car loans and leases, and we've worked with a range of budget and drivers to help them find the right match. We prioritize total honesty so that you don't feel stuck with a car loan and get to enjoy your new BMW model to its fullest extent. We can cover new BMW specials near Santa Cruz as well as discuss the benefits of leasing a new luxury car from us!

Enjoy the Help of Our Online Auto Finance Tools

Along with in-person help, we have online BMW finance tools to let you tackle the process from the comfort of your home. Our car payment calculator lets you adjust different variables, such as down payment or the length of your loan, to see how it impacts your monthly payment. You can find a secure online car loan application that is easy to follow, as is our tool for finding the trade-in value of your current car.

Contact the BMW of Monterey Finance Center

Our dealership makes car shopping simple, and we hope that you'll reach out to our finance experts should you have a question for us. We love to talk about our new BMW cars near Watsonville as well as all that our dealership can do for you, so let us know the help you need!

Your privacy is important to us.

BMW of Monterey takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. BMW of Monterey

    1 Geary Plz
    Seaside, CA 93955

    • Sales: 831-920-3444
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Get in Touch

  • Contact our Sales Department at: 831-920-3444
  • Monday8:30 AM - 7:00 PM
  • Tuesday8:30 AM - 7:00 PM
  • Wednesday8:30 AM - 7:00 PM
  • Thursday8:30 AM - 7:00 PM
  • Friday8:30 AM - 7:00 PM
  • Saturday9:00 AM - 6:00 PM
  • Sunday10:00 AM - 6:00 PM